I am a senior mortgage originator and have been in the mortgage business dating back to my part time college job in the mid 90's. In my time in the mortgage industry I have worked as a loan processor, underwriter and originator and I have a good grasp of the business front to back. I have built a strong reputation for educating my clients, researching, analyzing, and presenting the best mortgage loan for your individual circumstances in a way that is easily understandable. I have extensive experience in all aspects of Conventional, FHA, VA, and USDA lending. In addition I offer portfolio loans for those who don't fit in the traditional lending "box".

My commitment is first and foremost to you, my client. Whether you need a mortgage to purchase, refinance to lower your rate, or refinance to consolidate debt. I am your best source for:

  • the simplest, most convenient application and pre-qualification process so you save time securing your loan
  • advice and guidance at every stage of your loan process
  • taking time to completely understand your financial situation
  • a speedy and smooth loan closing

Contact me today here or fill this online prequalification form and I'll back to you as soon as possible.

Loading Online Loan Application...

Please ensure to select John Varner as your loan officer
to ensure timely response.